Client Benefits of an Independent Firm

Bo Johnson is a seasoned, independent financial professional who has carefully and thoughtfully partnered with the privately owned broker-dealer, Cambridge Investment Research. This professional “partnership of independents” provides distinct advantages for our clients. 

1. Unbiased, Objective Advice

• No Proprietary Products: Independent advisors affiliated with Cambridge are not forced or incentivized to sell "in-house" investment products or proprietary funds.
• No Corporate Sales Quotas: Because Bo operates as an independent business owner rather than a bank or large brokerage wirehouse employee, his investment recommendations are always guided by his client’s goals, which will never be influenced by corporate sales quotas.

2. Tailored Strategies and Vast Selection

• Access to Open Architecture: Independent professionals can select from a broad array of investment offerings and portfolio solutions.
• Customized Portfolios: Investment guidance precisely aligns with clients' personal goals, risk tolerance, tax situation, and financial timeline.

3. Back-Office Support and Regulatory Oversight

• Robust Compliance & Infrastructure: While Bo maintains autonomy over how Artesian Financial runs, Cambridge provides the compliance, technology, and back-office oversight required to adhere to strict securities regulations that protect client interests.
• Succession Planning Support: Cambridge provides structural assistance and support with continuity plans, helping ensure the client’s financial strategy stays supported long-term.

4. Enhanced Security Through Third-Party Custody

• Safeguarding Assets: Client funds invested with Artesian Financial are held by independent, third-party clearing and custody firms rather than directly by the advisor or Cambridge, providing an added layer of operational transparency and execution security.

5. Privately Owned Stability

• Long-Term Client Focus: Because Cambridge Investment Research is privately owned, rather than publicly traded, Cambridge is not subject to short-term Wall Street earnings pressures. This structural independence allows the firm to prioritize stability and long-term support for advisors and their clients.

Cambridge Investment Research

     Investment News 2026 Broker-Dealer of the Year

• Privately Owned Broker-Dealer:  Working with an advisor affiliated with Cambridge Investment Research—one of the largest privately owned independent broker-dealers in the U.S. (managing over $260B in assets under advisement with more than 4,000 financial advisors)—offers distinct structural advantages stemming directly from its scale and private ownership. Please see the link for more about Cambridge Investment Research.

TAG Advisors

• Office of Supervisory Jurisdiction (OSJ):
  Bo Johnson has also aligned Artesian Financial with Tag Advisors. An Office of Supervisory Jurisdiction (OSJ) serves as an administrative, supervisory, and support hub between an independent financial advisor and their broker-dealer. By working with Cambridge Investment Research and operating under TAG Advisors—the largest branch/OSJ enterprise within Cambridge, managing over $21 billion in assets across more than 450 advisors—you as an investor receive a unique "three-tier" advantage: local personalized service, specialized regional OSJ backing, and national broker-dealer infrastructure. Please see the Tag Advisors link for more information.
• Business Continuity Plan: Tag Advisors will be there to ensure every client with Artesian Financial is well cared for in the event of Bo’s untimely disability or death. Ask Bo for more details regarding his business continuity plan.